How will the world look AC?*
*After Covid-19

Posted by on May 11, 2020 at 1:06 pm

We’re fortunate to live in an age where medical and scientific knowledge guide us toward valid preventive measures to control the spread of SARS-CoV-2. Still, it is both good business and good humanity to speculate about the world that will emerge once this horror is behind us. There is widespread agreement that it will look [...]

It’s World Password Day, and the news isn’t encouraging

Posted by on May 8, 2020 at 12:31 am

Though cybersecurity and cyber fraud are frequent topics of interest, one cannot bring up the importance of solid passwords often enough. In that spirit, here’s wishing you a happy World Password Day. Ready for some scary facts? According to a new report from LastPass, 91 percent of us agree that using the same password for everything [...]

TBT: Avoiding Digital Banking Parity

Posted by on May 7, 2020 at 1:42 pm

I am fortunate to have been published a few times in The Financial Brand. I think this one, originally published in June, 2014, bears reposting. It’s called “Avoiding Digital Parity,” a danger the financial services industry has faced and still faces. As I said way back when, rather than cut and paste it here, I’ll invite you to click here and to [...]

TBT: Predicting the future of fintech under Trump—how’d I do?

Posted by on April 30, 2020 at 3:19 pm

At the outset of the Trump administration, questions loomed about the future of Dodd Frank, the payments industry, and fintech in general. Here’s a look at my situation analysis, three years later. Originally posted March 8, 2017. * * * Perhaps you heard: The United States has a new administration. Relax. I’m not going to opine [...]

Best of intentions: PPP and SMB loans

Posted by on April 27, 2020 at 6:06 pm

Precautions taken by state and local governments during the pandemic have ranged from stay-at-home recommendations to stay-at-home orders, some under threat of citation. Although some groups have erupted in protest, most Americans seem to have willingly placed themselves under a sort of house arrest.  There’s no need to recite the long- and short-term economic consequences [...]