Author Archive

How will the world look AC?*
*After Covid-19

May 11, 2020

We’re fortunate to live in an age where medical and scientific knowledge guide us toward valid preventive measures to control the spread of SARS-CoV-2. Still, it is both good business and good humanity to speculate about the world that will emerge once this horror is behind us. There is widespread agreement that it will look [...]

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It’s World Password Day, and the news isn’t encouraging

May 8, 2020

Though cybersecurity and cyber fraud are frequent topics of interest, one cannot bring up the importance of solid passwords often enough. In that spirit, here’s wishing you a happy World Password Day. Ready for some scary facts? According to a new report from LastPass, 91 percent of us agree that using the same password for everything [...]

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TBT: Avoiding Digital Banking Parity

May 7, 2020

I am fortunate to have been published a few times in The Financial Brand. I think this one, originally published in June, 2014, bears reposting. It’s called “Avoiding Digital Parity,” a danger the financial services industry has faced and still faces. As I said way back when, rather than cut and paste it here, I’ll invite you to click here and to [...]

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TBT: Predicting the future of fintech under Trump—how’d I do?

April 30, 2020

At the outset of the Trump administration, questions loomed about the future of Dodd Frank, the payments industry, and fintech in general. Here’s a look at my situation analysis, three years later. Originally posted March 8, 2017. * * * Perhaps you heard: The United States has a new administration. Relax. I’m not going to opine [...]

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Best of intentions: PPP and SMB loans

April 27, 2020

Precautions taken by state and local governments during the pandemic have ranged from stay-at-home recommendations to stay-at-home orders, some under threat of citation. Although some groups have erupted in protest, most Americans seem to have willingly placed themselves under a sort of house arrest.  There’s no need to recite the long- and short-term economic consequences [...]

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