Archive for December, 2018

Resolutions for cynics

December 31, 2018

Ambrose Bierce defined resolute as “obstinate in a course that we approve” and year as “a period of 365 disappointments.” Taking them together, one might define New Year’s resolutions thus: A chance at 365 disappointments while trying to hold to a course that we approve. I realize resolutions are supposed to be positive.[1] But a look at their lighter side may [...]

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This one will be brief

December 24, 2018

Astute readers are likely aware that, in a little over a week, 2018 will draw to a close. And, as of a few days ago, the days are getting mercifully longer again. No one wonder celebrations are popping up throughout the northern hemisphere. However you choose to observe (or not) the holiday season, my family and [...]

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Will MasterCard strengthen blockchain anonymity?

December 17, 2018

A curious application just crossed the desk of the United States Patent & Trademark Office. Two weeks ago, MasterCard applied for a patent on its new “… method for anonymization of a blockchain transaction.”  “MasterCard’s idea sounds an awful lot like a mixer or tumbler,” reported TNW the day after MasterCard filed its application, “a system often used by cybercriminals [...]

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The virtues of impersonal digital banking

December 10, 2018

This week I’m doing a 180 from last week, when I discussed the importance of infusing a personal feel into digital banking and how to do it. Important as the (seemingly oxymoronic) personal digital touch is, this week I want to examine … The pros of impersonal digital banking.  There are certain products that, no matter [...]

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Building digital banking relationships

December 3, 2018

WITH THE CONTINUED move to digital banking, there looms a danger of losing the personal touch. That doesn’t bode well for an industry built on strong relationships.  Contrary to what some may think, there’s no reason that automation cannot promote human connectedness. In an insightful article for The Financial Brand, LendKey’s chief marketing officer Lewis Goldman advises: Based [...]

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